Clik here to view.
CalHFA Dream For All Program Launching in April
Phase 1 of CalHFA’s Dream for All program, which launched in March 2023, was in such high demand that the allocated funds of $300MM were all accounted for within 11 days, per KQED. The program helped...
View ArticleClik here to view.
Buying a Partner Out of a House
The most likely reasons for needing (or wanting) to buy out a partner or co-owner of a home are due to divorce or inherited property, but of course, other situations can arise. Most people do not have...
View ArticleClik here to view.
TWO WEEKS LEFT to Apply for CalHFA’s Dream for All Program
Registrations for the Dream for All program opened up on April 3rd, and there are now 2 weeks left to register for a voucher. Vouchers are limited and determined by lottery. The Dream for All program...
View ArticleClik here to view.
Down Payment Assistance Options — Today’s Highlight: Zero Money Down FHA Loan
An FHA loan is a government-insured loan that allows as little as 3.5% down payment. Besides allowing little money down, its other advantages when compared to a Conventional loan is that it typically...
View ArticleClik here to view.
Why to Consider Working with a Mortgage Broker Versus a Bank
If you are looking to purchase a home or refinance your existing mortgage, you may want to look beyond simply walking into your bank. Many people secure a real estate loan through their bank because...
View ArticleHow a 30 Year Fixed 2nd Mortgage Can Help Pay Off Debt
Did you know that Americans owe an astounding $1.13 trillion in credit card debt? That’s a number that’s hard to picture, isn’t it? Inflation and increased interest rates have contributed to this...
View ArticleClik here to view.
DID YOU KNOW? There Are Interest Rate Incentives for First Time Homebuyers
If you are a first time homebuyer and your gross income is below your specific county’s Area Median Income (AMI) limit, did you know that you qualify for some pretty attractive interest rate...
View ArticleWhat is the Difference Between a Non-Occupant Co-Borrower versus a Co-Signer...
A co-borrower is a person you are buying a home with, and you will live in that home together; you are also both equally obligated on the mortgage. A non-occupant co-borrower is someone that is helping...
View ArticleClik here to view.
Down Payment Assistance Options: National Homebuyers Fund, Inc® for 100% or...
The National Homebuyers Fund (NHF) serves to provide down payment assistance to both returning and first time homebuyers. It’s one of the few down payment assistance programs available that does not...
View ArticleClik here to view.
First Time Homebuyer eBook – UPDATED!
I first published this e-book in 2014 and have now updated it with new and current information. It reviews the basics of homebuying, what lenders look for, and provides an overview of loan products and...
View Article